Effective Date: October 28, 2025
Entity: YChat Social, LLC ("Company," "we," "our," "us")
Contracting Users: "you," "your," or "User(s)"
Language Control: This English version governs in case of conflict.
By accessing, installing, or using YChat Social, including our websites, apps, APIs, games, live streams, creator tools, and any future features (collectively, the "Services"), you agree to these Terms of Service ("Terms"). If you disagree, do not use the Services.
These Terms incorporate by reference our Privacy Policy, Refunds Policy, Community Guidelines, Creator Monetization Policy, and DMCA Policy (collectively, the "Policies"). We may update the Terms or Policies at any time. Material changes will require re-consent at your next login. Continued use after the effective date constitutes acceptance.
“Content” means text, images, audio, video, streams, code, gameplay, and data. “User Content” is Content you submit or make available. “Virtual Items” includes YChat Tokens, YChat Gems, and any badges, boosts, skins, gifts, or digital rewards that have no real-world monetary value, except where required by law. “Gifts” or “Support Features” are cosmetic, entertainment-only in-platform interactions that consume Virtual Items; they are not donations, charitable contributions, tips, or money transfers.
YChat Social is a social networking, media-sharing, and social gaming platform with optional e-commerce and creator engagement features.
The Services are provided “AS IS” and “AS AVAILABLE”. We may modify, suspend, or discontinue any feature at any time without liability. We do not guarantee uninterrupted or error-free operation. Beta/experimental and AI-powered features may be inaccurate, unstable, or change without notice; your use is at your own risk.
Not a Financial/Charitable Service. YChat is not a money transmitter, crowdfunding, donation, or charitable fundraising platform. The Services do not provide financial, investment, or charitable solicitation functionality.
You must be at least 18, or have verifiable parental consent if younger. We may require KYC/KYB verification. You are responsible for your credentials and all activity under your account. Notify us immediately of any unauthorized use. We may refuse, suspend, limit, or terminate accounts at our sole discretion, including for suspected fraud, abuse, or legal risk.
We may use automated and human review to moderate. We may remove, geo-block, throttle, de-rank, restrict features, freeze balances, or suspend/terminate accounts—with or without notice—to protect Users, comply with law, or enforce these Terms. Appeals may be offered, but our decision is final where permitted by law. Assumption of Risk: We do not vet users and are not liable for user interactions on or off platform. Use caution, particularly for live and in-person interactions.
We respect IP rights. Submit DMCA notices/counter-notices per our DMCA Policy. Repeat infringers may be terminated. We may remove allegedly infringing material and disclose account information consistent with law.
You may purchase YChat Tokens and/or YChat Gems and/or earn Virtual Items through activities, events, or promotions. No Cash Value: Unless required by law, Tokens and Gems are not currency, not redeemable for cash, and may be forfeited if your account is suspended or the Services end. License: Virtual Items are licensed, not sold; we may manage, regulate, control, modify, or eliminate them at any time with no liability. Fraud/Abuse: We may claw back, freeze, or void Tokens, Gems, or any other Virtual Items for suspected fraud, botting, exploitation, or policy violations.
Gifting & Primary Use. Virtual Items are intended primarily for use in games and interactive experiences on the Services. “Gifts” and similar support features are cosmetic/entertainment interactions that consume Virtual Items; they are not donations, tips, or money transfers and provide no entitlement to money, tax receipts, or off-platform consideration.
No Redemption or Exchange. Virtual Items cannot be redeemed for real-world value, do not represent stored value, and cannot be exchanged for fiat or crypto. Peer-to-peer transfers are limited or disabled; any permitted transfer is a one-way consumption event within the Services.
No Payouts / No Withdrawals. The Services do not provide user or creator payout, withdrawal, or cash-out functionality. Consuming Virtual Items (including Gifts) does not create any right to monetary compensation for any user or creator.
Engagement Features Only. Creator-facing features (e.g., badges, boosts, Gifts, visibility perks) are engagement tools, not financial instruments. They convey no right to revenue sharing, dividends, or monetary value.
Off-Platform Arrangements. Any optional grants, sponsorships, or commercial arrangements with creators (if any) occur under separate written agreements outside the Services, at our discretion, and are not user-initiated withdrawals or automated payouts. The Terms here do not create any obligation for us to make payments to users or creators.
Compliance Reviews. We may review accounts and interactions for abuse, fraud, or legal risk and take actions consistent with these Terms, including restricting features or freezing Virtual Items.
We may deploy anti-cheat, telemetry, and behavioral analytics. You consent to such processing for fairness, security, and integrity. Tampering or evading anti-cheat is prohibited.
13.1 Payment Data Custody (No Card Data Stored). Payments on the Services are processed by independent third-party payment service providers (“PSPs”). We do not collect or store full payment card numbers, CVV/CVC, or bank account numbers submitted to PSPs; such data is handled under the PSPs’ own terms and security controls. To the extent we receive limited transaction metadata from PSPs (e.g., timestamps, amounts, non-sensitive references), we retain and use it solely for fraud/abuse prevention, accounting, compliance, and support.
13.2 No Custody; No General Monetary Control. We do not accept, hold, or transmit funds on Users’ behalf and have no control over the ultimate source of funds used by Users to purchase subscriptions, services, or Virtual Items (including YChat Tokens and YChat Gems). Users are solely responsible for ensuring their payments originate from lawful sources.
13.3 User Representations & Warranties (Source-of-Funds). You represent and warrant that: (a) all funds used on the Services are derived from lawful activities, are not the proceeds of crime, and are not intended for money laundering, terrorist financing, sanctions evasion, fraud, or other illegal conduct; (b) you are not using mixing/tumbling, chain-hopping, privacy-enhancing techniques, or obfuscation services to conceal source or ownership of funds; (c) you will promptly provide accurate information and documentation we reasonably request for compliance reviews.
13.4 Screening, Monitoring & Enforcement. We may (but are not obligated to) screen accounts and transactions against sanctions, watchlists, adverse-media and risk signals; monitor patterns indicative of fraud/ML/TF; and take enforcement actions with or without notice, including: request information, delay/decline transactions, freeze balances or Virtual Items, restrict features, suspend or terminate accounts.
13.5 Freezes, Reversals, Claw-backs & Forfeiture. Where we or a PSP identify suspected ML/TF or sanctions risk, chargebacks, fraudulent purchases, or policy breaches, we may freeze, reverse, claw back, or void transactions and Virtual Items (including YChat Tokens and YChat Gems), and seek reimbursement, including by charging your payment method on file or offsetting against any credits, promotional balances, or amounts owed to you under a separate written agreement (if any), all to the maximum extent permitted by law. Virtual Items are licensed, not owned, and may be disabled or removed (see Section 10).
13.6 Reporting & Cooperation with Authorities. We may report suspicious activity to financial-intelligence units, regulators, law enforcement, or PSPs, and share information as legally required. You consent to such disclosures to the extent permitted by applicable law.
13.7 No Duty to Verify Source-of-Funds; Liability Disclaimer. You acknowledge and agree that the Company has no duty to verify or monitor the ultimate source or destination of funds used by Users beyond what is required by applicable law and PSP agreements. To the maximum extent permitted by law, the Company disclaims all liability for any loss, claim, enforcement action, penalty, or damage arising from or relating to a User’s illegal or improper funding, provided that such loss was not caused solely by the Company’s willful misconduct.
13.8 Indemnity (AML/CTF). In addition to Section 18, you agree to defend, indemnify, and hold harmless the Company from any third-party claim, investigation, fine, assessment, cost, or expense (including reasonable attorneys’ fees) arising out of your violation of AML/CTF, sanctions, or financial-crime laws, or your breach of the representations in Section 13.3.
13.9 Sanctions & Prohibited Uses. You may not use the Services in, from, or for the benefit of any embargoed jurisdiction or restricted party or for any prohibited end-use under applicable sanctions/export laws. Use of mixers, tumblers, privacy pools, chain-obfuscation, or similar services in connection with the Services is strictly prohibited.
13.10 Records & Data Minimization. We will maintain only those records reasonably necessary to meet legal obligations and platform security objectives and will otherwise minimize data in accordance with our Privacy Policy.
Use of third-party services (e.g., app stores, payment providers, cloud, analytics) is at your risk and subject to their terms. App store providers are not responsible for support or claims. You must comply with applicable store rules.
Our Privacy Policy explains data practices. We may send you service, security, transactional, and legal notices. The Services do not provide emergency services.
To the maximum extent permitted by law, we disclaim all warranties (express, implied, statutory), including merchantability, fitness for a particular purpose, non-infringement, and that the Services or Content are accurate, reliable, secure, or available without interruption.
To the maximum extent permitted by law, our aggregate liability for all claims arising out of or relating to the Services is limited to the lesser of (i) USD $100 or (ii) the amounts you paid to us for the Services in the 12 months before the event giving rise to liability. We are not liable for indirect, incidental, special, consequential, punitive, exemplary, or lost-profit damages. Some jurisdictions do not allow certain limits; if so, the limit applies to the fullest extent permitted.
You will defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from any third-party claim, damage, liability, cost, and expense (including reasonable attorneys’ fees) arising out of your: (a) User Content; (b) use or misuse of the Services; (c) violation of these Terms or law; or (d) infringement or violation of any third-party right.
Governing Law. New Mexico law (USA) governs, excluding conflict-of-law rules.
Arbitration. Any dispute will be resolved exclusively by binding arbitration under the AAA Commercial Rules before a single arbitrator seated in New Mexico, USA. The arbitrator may grant individual relief only. Judgment may be entered in any court of competent jurisdiction.
No Class Actions/Jury Trial. You waive any right to a jury and to participate in class, consolidated, or representative proceedings.
Small Claims. Either party may bring qualifying matters in small-claims court.
Injunctive Relief. We may seek injunctive or equitable relief in court to protect our IP, security, or operations.
We may suspend or terminate at any time for any reason. You may stop using the Services and request account closure. Sections that by their nature should survive, survive (including 5–7, 8–11, 13, 16–22).
We are not liable for delays or failures due to events beyond our reasonable control (e.g., internet failures, DDOS, outages, disasters, war, sanctions, labor issues, regulatory actions).
We may assign or transfer these Terms without notice. You may not assign without our prior written consent, and any attempted assignment is void.
If a provision is unenforceable, it will be modified to the minimum extent necessary, and the rest remains in effect. Our failure to enforce is not a waiver. Headings are for convenience only.
These Terms + Policies are the entire agreement between you and us regarding the Services and supersede prior communications. We may change contact channels from time to time. Notices may be delivered via in-app notice, email, or posting.
User Support: support@ychatsocial.com
Legal & Compliance: legal@ychatsocial.com
Law Enforcement: le@ychatsocial.com
End of Terms of Service (v1.4, October 28, 2025)
